Policy text drafting and revision
The Firm advises insurance companies, reinsurers, brokers and intermediaries on the drafting, review and updating of insurance policy wordings, providing support in the preparation of clear, effective provisions aligned with the latest regulatory and judicial developments.
Our services include the drafting and review of general and special policy conditions, risk-limitation clauses, claims-made provisions, retroactive coverage clauses, deductibles, policy limits, indemnities, and claims-handling clauses, with particular attention to the enforceability and practical effectiveness of contractual provisions in litigation and dispute resolution proceedings.
The Firm has gained significant experience in the review of policies relating to the sectors of Health and professional liability, D&O, General liability and insurance cover for public and private healthcare facilities.
Our extensive experience in insurance litigation and civil liability matters represents a substantial added value in the drafting of policy wordings, enabling us to identify and address potential interpretative and practical issues at an early stage, thereby enhancing contractual certainty and reducing litigation risk.
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Interesse assicurabile e principio indennitario nelle assicurazioni contro i danni: profili sistematici e recenti conferme giurisprudenziali
L’interesse assicurabile costituisce uno dei pilastri dell’intero sistema delle assicurazioni contro i danni. La sua funzione trascende il mero requisito di validità del contratto, ma il risultato di un lungo processo evolutivo volto a separare l’assicurazione dalla scommessa e a giustificarne la meritevolezza giuridica, atta inoltre a delimitare l’operatività del principio indennitario e individuare il soggetto legittimato a beneficiare dell’indennizzo. La recente ordinanza della Corte di Cassazione n. 18458 dell’8 giugno 2026 (che ha suscitato molto interesse e diversi commenti